The app
The whole fund,as it stands.
The Portal is the app a trustee, director or member opens. Cash accounts, payments, shares, ETFs, digital assets and yield, all read against the same entity in native currency and in AUD.
A$2,325,640.38
Three entities · one login
- BHP Group · 120 sharesOrder filled · ASXA$5,284.80
- Accountant feePayment sent · PayID−A$1,650.00
- 6-month termMatures 14 MarchA$150,000.00
Inside the Portal
Everything the entity holds, side by side.
Cash, listed markets, digital assets and yield are all read against the same entity, in native currency and in AUD. Nothing sits in a separate system you have to reconcile later.
01 · AUD · USD · EURLiveCash accounts
Operating and reserve accounts for the entity, with receiving details, statements and receipts against each one.
- Operating and reserve accounts in AUD, USD and EUR
- Receiving details for each account, ready to share
- Statements and receipts against every movement
- Conversion at 1%, with the rate and total shown before you confirm
Every market product is offered by a partner or a licensed firm. IDEALX runs the record; it does not issue any of it.
Cash accounts
Operating and reserve accounts for the entity, with receiving details, statements and receipts against each one.
- Operating and reserve accounts in AUD, USD and EUR
- Receiving details for each account, ready to share
- Statements and receipts against every movement
- Conversion at 1%, with the rate and total shown before you confirm
One home, many rooms
SMSF. Company. Trust.
Every self-managed fund sits inside a small family of structures: a corporate trustee, often a family trust or an investment company beside it. They all run on the same record and the same login, and the rest of your money is being built into the same home.
SMSF · first
See the whole fund, live. Decide what it holds.
A trustee or adviser onboards the fund, sees cash, holdings and digital assets as one position, and reads it in the fund's own currency. Where an adviser is involved, the instruction and the answer sit against the account, not in an email thread nobody can find later.
$1,284,460.20
Live · updated 2 seconds ago
- Cash & operating36%
- Shares and ETFs24%
- Digital assets22%
- Yield positions18%
Company · the trustee
Your company's money, behind the same door.
The corporate trustee, or any company you run: operating and reserve accounts in AUD, USD and EUR, verified recipients, one-off and recurring payments, and statements the accountant can use as they are. Same record, same app, same login.
A$428,240.18
Total cash · AUD equivalent
A$321,705.78
A$106,534.40
US$0.00
Trust · the family
The family trust, held to the same standard.
A discretionary or unit trust onboards like the fund: trustee, beneficiaries and documents in one application, then its cash, holdings and digital assets read as one position. Distributions and payments run through the same verified recipients.
A$612,940.00
Total position · AUD equivalent
- Cash & operatingA$148,200.00
- Shares and ETFsA$402,740.00
- Digital assetsA$62,000.00
Checked on the way out
The fund's rules, checked before anything moves.
An SMSF may only pay for what the law allows. Every payment from the fund is checked against its rules as it leaves, whoever prepared it: a trustee, an adviser in Console, or Atlas.
- Recipient checked.
- Service provider meets the sole purpose test.
- Paid in AUD.
- The fund holds enough.
- Recipient ABN on file.
Ready to send
We check it, then it goes.
- ConcessionalA$18,400 of A$32,500
- Non-concessionalA$40,000 of A$130,000
Compliance · seven rules
- Sole purpose test
- In-house assets under 5%
- Investment strategy documented
- Annual audit
- SMSF annual return lodged
- Contributions within caps
- Trustee declarations signed
Projected to 65 at an assumed 6% a year. The assumptions are shown, and yours to change.
Onboarding a fund
One onboarding. Then the door stays open.
Start
Choose the entity, an SMSF, a company or a trust, and the path in. Your adviser or accountant can start it for you, or send you a branded link.
Build
Add the fund or company details and its documents. Save and come back; the application waits for you.
Verify
Each member, trustee or director is invited to complete their own identity check, on their own device.
Activate
Accounts, access and services switch on, and the whole position appears, as it stands.
What can I do in the IDEALX Portal?
The IDEALX Portal is the app a trustee, director or member opens. It holds cash accounts, payments, Australian and international shares, ETFs, digital assets, fixed-term yield and models built by your adviser, all read against the same entity in native currency and in AUD.
Can my SMSF hold digital assets on IDEALX?
On IDEALX, an SMSF, company or trust can have a digital asset wallet held for the entity, not a personal exchange account, with every movement traced in plain language. Digital asset services are provided by Idealx Digital Assets Pty Ltd, a digital currency exchange provider registered with AUSTRAC. What the fund holds is the trustees' decision.
What does IDEALX charge?
On IDEALX, domestic AUD transfers are 0.1%, from A$1 to A$10, and incoming payments are free. Share and ETF brokerage is from A$2.40 or 0.008% per order. Every fee is listed in the IDEALX Fee Schedule.
How does IDEALX check SMSF payments?
Every payment from an SMSF on IDEALX is checked against the fund's rules as it leaves, whoever prepared it: a trustee, an adviser in Console, or Atlas. The checks cover the recipient, the sole purpose test, paying out in AUD only and whether the fund holds enough.
What are the SMSF contribution caps for FY 2026-27?
The IDEALX Portal shows each fund's contributions against the FY 2026-27 caps: A$32,500 concessional and A$130,000 non-concessional. Contributions within caps is one of the seven compliance rules it shows, beside the sole purpose test, the annual audit and the SMSF annual return.
Open the door
One place for your SMSF.
One application for the fund, company or trust, its people and its documents. Your adviser or accountant can start it for you.